After Saiqa helped a client purchase his first home, she discovered that the client was seriously exposed as he was self employed, working as a taxi driver, so had no sick pay. Mr Smith felt very uncomfortable about this as he was the main bread winner in his family and had 2 young children.
Saiqa was able to find a provider that would pay out a percentage of his take home pay to help mitigate the risk of his loss of income due to sickness giving him and his family peace of mind in the event of his illness.
Mr Smith was conscious of budget, but was surprised this cover was much less than he was expecting which means that the right cover doesn’t have to cost the earth.
Please note, although the above cases are genuine clients we have worked with, their names have been changed for data protection and privacy purposes.